Broker Check

Preferred Partnership Program

Client Centered

BACK9 Retirement Solutions is a comprehensive, independent financial advisory firm with offices located in Manasquan and Parsippany, NJ. Our principals have accumulated over 100 years of experience providing comprehensive financial advisory services. To meet client demand for a focused retirement income planning service, (decumulation vs. accumulation) we have established BACK9 Retirement Solutions; a dedicated retirement income planning firm. BACK9 is purely focused on income distribution planning for those clients approaching, at or in retirement. BACK9 creates a detailed income plan incorporating various disciplines including investment management, risk management, social security income planning, health care planning and estate planning.

To that end, BACK9 has established select Preferred Partner relationships with accounting firms, attorneys and other professional client advisors, who choose to focus on their core competencies, but recognize the value in offering additional financial services to their clients.

Preferred Partners rely on BACK9 for:

  • Client focused advisory approach.
  • Independent and objective planning advice
  • Open architecture, unrestrained approach to product and company selection

Preferred Partners find that their time is best spent focused on their own specialty, which in many cases is a comprehensive role of coordinating the entirety of their client’s financial affairs. BACK9 provides Preferred Partners and their advisors with the ability to outsource other disciplines, such as retirement income planning and investment management, in order to spend their time on their own expertise and client facing opportunities.

Preferred Partner Services Include:

  • Retirement Income Planning
  • Retirement Income distribution vs. asset accumulation
    Social Security Planning
    Insurance Planning, including LTC
    Health Care Planning
    Product diversification addressing longevity risk, market risk (sequence of return risk), inflation risk and healthcare risk
    Estate Planning
  • Investment Management
    Portfolio review and development
    Open Architecture utilizing asset allocation combined with four asset allocation approaches as a foundation
    Individually customized to meet client goals
  • Annuity Portfolio and Contract review
    Insurance and Annuity Product selection, placement and review
  • Insurance Portfolio and Policy review
    Individual and Family life insurance planning
  • LTC Insurance Planning
    Business Owner services
    Retirement plan development and servicing;401k, Defined benefit plans etc.;
    Succession planning
    Group Insurance, health, life, disability, LTC