Retirement Planning One of the most important objectives of comprehensive financial planning is to secure an enjoyable retirement. To that end, we have established BACK9 Retirement Solutions.BACK9 utilizes a comprehensive planning approach for retirement planning. We incorporate income distribution planning, investment management, social security planning, health care planning, long term care planning, estate planning and risk management.Broadly speaking, there are two main phases of retirement planning: accumulation and distribution. Historically, financial planning for retirement has focused primarily on the accumulation phase of retirement (the front 9 of a client’s retirement life). Less attention has been given to the period after retirement begins, when the individual must manage both the investment and distribution of the accumulated assets. Most financial advisors do a good job of helping clients during the accumulation phase. They may help with investment management strategies and retirement projections for their clients. However, few advisors focus on the BACK 9 or income distribution planning. BACK9 Retirement Solutions assists our clients with both phases of retirement with a focus on the BACK 9!When thinking about retirement, do you ask yourself any of these 9 questions?How much will I need in retirement to meet my desired lifestyle?What’s the best way to replace my paycheck from my retirement accounts?Where should I invest now, what about market risk and volatility?What can I do to ensure I don’t outlive my money?How much will inflation affect my retirement income and lifestyle throughout my life?Have you established a plan to minimize your taxation during retirement?How will I afford health-care expenses or a severe health care event?Do you have a plan to transfer your assets to your beneficiaries efficiently?Do you have a clearly written plan to maximize your retirement income?To discuss the above in more detail, and as it pertains to your personal situation, contact us below.